{"id":17861,"date":"2025-05-01T11:39:09","date_gmt":"2025-05-01T08:39:09","guid":{"rendered":"https:\/\/novapay.ua\/kreditka\/"},"modified":"2025-05-08T15:54:25","modified_gmt":"2025-05-08T12:54:25","slug":"kreditka","status":"publish","type":"post","link":"https:\/\/novapay.ua\/en\/kreditka\/","title":{"rendered":"NovaPay launches a credit card with a grace period of up to 62 days"},"content":{"rendered":"<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/novapay.ua\/credit-card\/\" target=\"_blank\" rel=\"noopener\">A credit card<\/a>* for private customers is now available for opening in the NovaPay* app. After applying for it, users will have two cards in their wallet: the main debit card for their funds, crediting of salary and cash-on-delivery, and a credit card for convenient daily expenses from credit funds with a long grace period.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The grace period for the NovaPay credit card is up to 62 days, meaning that during this time, you can repay the credit funds at a preferential interest rate of 0.00001% per annum. It applies to payments for goods and services in stores, on the Internet, mobile communications, utilities, Internet, TV, insurance, education, taxes, and charity via the NovaPay app.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You can apply for a card in the NovaPay app in just a few clicks; you need to:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">select the \u2018Loans\u2019 section on the home screen and click &#8220;Apply for a credit card&#8221;;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">wait up to 10 seconds for the credit scoring result; <\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">read the terms and conditions, and find out the available credit limit;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">confirm the opening of a credit card using the SMS code. And it&#8217;s done!<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<blockquote><p><span style=\"font-weight: 400;\">\u201cThe launch of the credit card is a response to our users&#8217; request for a flexible solution for everyday expenses. We see the demand for our credit products: NovaPay&#8217;s loan portfolio has grown 2.5 times over the past year alone and exceeded UAH 1 billion. Ukrainians are looking for convenient ways to meet their financial needs here and now. That is why we have made the card easy to apply for, with transparent terms and a grace period,\u201d \u2014 says <strong>Bohdan Hryvko, NovaPay&#8217;s Chief Risk Officer.<\/strong><\/span><\/p><\/blockquote>\n<p><span style=\"font-weight: 400;\">The maximum credit limit is up to UAH 200,000. The base interest rate is 60% per annum, the real interest rate is 79.59%. The credit line is revolving, meaning that after repayment, the available limit is automatically renewed.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">NovaPay is an international financial service part of the NOVA group of companies (Nova poshta). It has provided online and offline payment services in more than 3,600 Nova poshta branches for almost 13 years. NovaPay was the first non-bank financial institution in Ukraine to receive an extended NBU license, which allowed it to open accounts and issue cards.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><em><span style=\"font-weight: 400;\">**<\/span><span style=\"font-weight: 400;\">\u00a0The credit card was created from credit products of two companies operating under the NovaPay brand: a card from NovaPay LLC and a revolving credit line from NovaPay Credit LLC.<\/span><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"A credit card* for private customers is now available for opening in the NovaPay* app. After applying for it, users will have two cards in&hellip;","protected":false},"author":18,"featured_media":17785,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[97],"tags":[98,99],"class_list":["post-17861","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-en","tag-novapay-en","tag-poslugi-en"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>NovaPay launches a credit card with a grace period of up to 62 days - NovaPay<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/novapay.ua\/en\/kreditka\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"NovaPay launches a credit card with a grace period of up to 62 days - NovaPay\" \/>\n<meta property=\"og:description\" content=\"A credit card* for private customers is now available for opening in the NovaPay* app. After applying for it, users will have two cards in&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/novapay.ua\/en\/kreditka\/\" \/>\n<meta property=\"og:site_name\" content=\"NovaPay\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-01T08:39:09+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-05-08T12:54:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/novapay.ua\/wp-content\/uploads\/2025\/05\/kreditna-kartka.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1524\" \/>\n\t<meta property=\"og:image:height\" content=\"520\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"\u042e\u043b\u0456\u044f \u0411\u0443\u0440\u043c\u0430\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\u042e\u043b\u0456\u044f \u0411\u0443\u0440\u043c\u0430\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/novapay.ua\/en\/kreditka\/\",\"url\":\"https:\/\/novapay.ua\/en\/kreditka\/\",\"name\":\"NovaPay launches a credit card with a grace period of up to 62 days - NovaPay\",\"isPartOf\":{\"@id\":\"https:\/\/novapay.ua\/en\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/novapay.ua\/en\/kreditka\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/novapay.ua\/en\/kreditka\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/novapay.ua\/wp-content\/uploads\/2025\/05\/kreditna-kartka.png\",\"datePublished\":\"2025-05-01T08:39:09+00:00\",\"dateModified\":\"2025-05-08T12:54:25+00:00\",\"author\":{\"@id\":\"https:\/\/novapay.ua\/en\/#\/schema\/person\/2d275df0a6426b27635cbaf271862918\"},\"breadcrumb\":{\"@id\":\"https:\/\/novapay.ua\/en\/kreditka\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/novapay.ua\/en\/kreditka\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/novapay.ua\/en\/kreditka\/#primaryimage\",\"url\":\"https:\/\/novapay.ua\/wp-content\/uploads\/2025\/05\/kreditna-kartka.png\",\"contentUrl\":\"https:\/\/novapay.ua\/wp-content\/uploads\/2025\/05\/kreditna-kartka.png\",\"width\":1524,\"height\":520,\"caption\":\"\u041d\u0430 \u0441\u043c\u0430\u0440\u0442\u0444\u043e\u043d\u0456 \u0432\u0456\u0434\u043e\u0431\u0440\u0430\u0436\u0430\u0454\u0442\u044c\u0441\u044f \u0434\u043e\u0434\u0430\u0442\u043e\u043a \u0446\u0438\u0444\u0440\u043e\u0432\u043e\u0433\u043e \u0433\u0430\u043c\u0430\u043d\u0446\u044f \u0437 \u0432\u0435\u043b\u0438\u043a\u043e\u044e \u0432\u0456\u0440\u0442\u0443\u0430\u043b\u044c\u043d\u043e\u044e \u043a\u0430\u0440\u0442\u043a\u043e\u044e NovaPay \u043d\u0430\u0434 \u043d\u0438\u043c, \u0449\u043e \u043f\u043e\u043a\u0430\u0437\u0443\u0454 \u0431\u0430\u043b\u0430\u043d\u0441 \u0443 100 000 \u0433\u0440\u0438\u0432\u0435\u043d\u044c. \u0417\u0430\u0433\u0430\u043b\u044c\u043d\u0430 \u043a\u043e\u043b\u044c\u043e\u0440\u043e\u0432\u0430 \u0433\u0430\u043c\u0430 - \u0444\u0456\u043e\u043b\u0435\u0442\u043e\u0432\u0430 \u0437 \u043f\u043b\u0430\u0432\u043d\u0438\u043c\u0438, \u043f\u043b\u0430\u0432\u043d\u0438\u043c\u0438 \u0444\u043e\u0440\u043c\u0430\u043c\u0438 \u0444\u043e\u043d\u0443.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/novapay.ua\/en\/kreditka\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\u0413\u043e\u043b\u043e\u0432\u043d\u0430 \u0421\u0442\u043e\u0440\u0456\u043d\u043a\u0430\",\"item\":\"https:\/\/novapay.ua\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"NovaPay launches a credit card with a grace period of up to 62 days\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/novapay.ua\/en\/#website\",\"url\":\"https:\/\/novapay.ua\/en\/\",\"name\":\"NovaPay\",\"description\":\"\u0424\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0439 \u0441\u0435\u0440\u0432\u0456\u0441\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/novapay.ua\/en\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/novapay.ua\/en\/#\/schema\/person\/2d275df0a6426b27635cbaf271862918\",\"name\":\"\u042e\u043b\u0456\u044f \u0411\u0443\u0440\u043c\u0430\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/novapay.ua\/en\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/d97252921d6fe0a5881426f1035a806d1de87753a7f966c886175f94f8783466?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/d97252921d6fe0a5881426f1035a806d1de87753a7f966c886175f94f8783466?s=96&d=mm&r=g\",\"caption\":\"\u042e\u043b\u0456\u044f \u0411\u0443\u0440\u043c\u0430\"},\"url\":\"https:\/\/novapay.ua\/en\/author\/burma-yulyagmail-com\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"NovaPay launches a credit card with a grace period of up to 62 days - NovaPay","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/novapay.ua\/en\/kreditka\/","og_locale":"en_US","og_type":"article","og_title":"NovaPay launches a credit card with a grace period of up to 62 days - NovaPay","og_description":"A credit card* for private customers is now available for opening in the NovaPay* app. After applying for it, users will have two cards in&hellip;","og_url":"https:\/\/novapay.ua\/en\/kreditka\/","og_site_name":"NovaPay","article_published_time":"2025-05-01T08:39:09+00:00","article_modified_time":"2025-05-08T12:54:25+00:00","og_image":[{"width":1524,"height":520,"url":"https:\/\/novapay.ua\/wp-content\/uploads\/2025\/05\/kreditna-kartka.png","type":"image\/png"}],"author":"\u042e\u043b\u0456\u044f \u0411\u0443\u0440\u043c\u0430","twitter_card":"summary_large_image","twitter_misc":{"Written by":"\u042e\u043b\u0456\u044f \u0411\u0443\u0440\u043c\u0430","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/novapay.ua\/en\/kreditka\/","url":"https:\/\/novapay.ua\/en\/kreditka\/","name":"NovaPay launches a credit card with a grace period of up to 62 days - NovaPay","isPartOf":{"@id":"https:\/\/novapay.ua\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/novapay.ua\/en\/kreditka\/#primaryimage"},"image":{"@id":"https:\/\/novapay.ua\/en\/kreditka\/#primaryimage"},"thumbnailUrl":"https:\/\/novapay.ua\/wp-content\/uploads\/2025\/05\/kreditna-kartka.png","datePublished":"2025-05-01T08:39:09+00:00","dateModified":"2025-05-08T12:54:25+00:00","author":{"@id":"https:\/\/novapay.ua\/en\/#\/schema\/person\/2d275df0a6426b27635cbaf271862918"},"breadcrumb":{"@id":"https:\/\/novapay.ua\/en\/kreditka\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/novapay.ua\/en\/kreditka\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/novapay.ua\/en\/kreditka\/#primaryimage","url":"https:\/\/novapay.ua\/wp-content\/uploads\/2025\/05\/kreditna-kartka.png","contentUrl":"https:\/\/novapay.ua\/wp-content\/uploads\/2025\/05\/kreditna-kartka.png","width":1524,"height":520,"caption":"\u041d\u0430 \u0441\u043c\u0430\u0440\u0442\u0444\u043e\u043d\u0456 \u0432\u0456\u0434\u043e\u0431\u0440\u0430\u0436\u0430\u0454\u0442\u044c\u0441\u044f \u0434\u043e\u0434\u0430\u0442\u043e\u043a \u0446\u0438\u0444\u0440\u043e\u0432\u043e\u0433\u043e \u0433\u0430\u043c\u0430\u043d\u0446\u044f \u0437 \u0432\u0435\u043b\u0438\u043a\u043e\u044e \u0432\u0456\u0440\u0442\u0443\u0430\u043b\u044c\u043d\u043e\u044e \u043a\u0430\u0440\u0442\u043a\u043e\u044e NovaPay \u043d\u0430\u0434 \u043d\u0438\u043c, \u0449\u043e \u043f\u043e\u043a\u0430\u0437\u0443\u0454 \u0431\u0430\u043b\u0430\u043d\u0441 \u0443 100 000 \u0433\u0440\u0438\u0432\u0435\u043d\u044c. \u0417\u0430\u0433\u0430\u043b\u044c\u043d\u0430 \u043a\u043e\u043b\u044c\u043e\u0440\u043e\u0432\u0430 \u0433\u0430\u043c\u0430 - \u0444\u0456\u043e\u043b\u0435\u0442\u043e\u0432\u0430 \u0437 \u043f\u043b\u0430\u0432\u043d\u0438\u043c\u0438, \u043f\u043b\u0430\u0432\u043d\u0438\u043c\u0438 \u0444\u043e\u0440\u043c\u0430\u043c\u0438 \u0444\u043e\u043d\u0443."},{"@type":"BreadcrumbList","@id":"https:\/\/novapay.ua\/en\/kreditka\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\u0413\u043e\u043b\u043e\u0432\u043d\u0430 \u0421\u0442\u043e\u0440\u0456\u043d\u043a\u0430","item":"https:\/\/novapay.ua\/en\/"},{"@type":"ListItem","position":2,"name":"NovaPay launches a credit card with a grace period of up to 62 days"}]},{"@type":"WebSite","@id":"https:\/\/novapay.ua\/en\/#website","url":"https:\/\/novapay.ua\/en\/","name":"NovaPay","description":"\u0424\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0439 \u0441\u0435\u0440\u0432\u0456\u0441","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/novapay.ua\/en\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/novapay.ua\/en\/#\/schema\/person\/2d275df0a6426b27635cbaf271862918","name":"\u042e\u043b\u0456\u044f \u0411\u0443\u0440\u043c\u0430","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/novapay.ua\/en\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/d97252921d6fe0a5881426f1035a806d1de87753a7f966c886175f94f8783466?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/d97252921d6fe0a5881426f1035a806d1de87753a7f966c886175f94f8783466?s=96&d=mm&r=g","caption":"\u042e\u043b\u0456\u044f \u0411\u0443\u0440\u043c\u0430"},"url":"https:\/\/novapay.ua\/en\/author\/burma-yulyagmail-com\/"}]}},"_links":{"self":[{"href":"https:\/\/novapay.ua\/en\/wp-json\/wp\/v2\/posts\/17861","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/novapay.ua\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/novapay.ua\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/novapay.ua\/en\/wp-json\/wp\/v2\/users\/18"}],"replies":[{"embeddable":true,"href":"https:\/\/novapay.ua\/en\/wp-json\/wp\/v2\/comments?post=17861"}],"version-history":[{"count":2,"href":"https:\/\/novapay.ua\/en\/wp-json\/wp\/v2\/posts\/17861\/revisions"}],"predecessor-version":[{"id":17890,"href":"https:\/\/novapay.ua\/en\/wp-json\/wp\/v2\/posts\/17861\/revisions\/17890"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/novapay.ua\/en\/wp-json\/wp\/v2\/media\/17785"}],"wp:attachment":[{"href":"https:\/\/novapay.ua\/en\/wp-json\/wp\/v2\/media?parent=17861"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/novapay.ua\/en\/wp-json\/wp\/v2\/categories?post=17861"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/novapay.ua\/en\/wp-json\/wp\/v2\/tags?post=17861"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}