{"id":23877,"date":"2026-09-23T10:48:52","date_gmt":"2026-09-23T07:48:52","guid":{"rendered":"https:\/\/novapay.ua\/portfel-kreditnikh-kartok\/"},"modified":"2026-09-24T15:45:57","modified_gmt":"2026-09-24T12:45:57","slug":"portfel-kreditnikh-kartok","status":"publish","type":"post","link":"https:\/\/novapay.ua\/en\/portfel-kreditnikh-kartok\/","title":{"rendered":"NovaPay\u2019s credit card portfolio has exceeded UAH 1 billion"},"content":{"rendered":"

Credit cards have become NovaPay\u2019s* most significant lending product in terms of portfolio volume. As of September, it had exceeded UAH 1 billion. The company\u2019s total loan portfolio stands at UAH 2.6 billion.<\/strong><\/p>\n

Around UAH 925 million relates to instalment plans, with a further UAH 206 million relating to the \u2018Parcel on credit<\/a>\u2019. The remainder of the portfolio consists of loans for entrepreneurs, including financing for e-commerce and partners of the NOVA group of companies.<\/p>\n

\u201cAround 140,000 customers have already used NovaPay\u2019s loan products since the services were launched. At the same time, 40% of active borrowers use two or more loan products, and around 42% of customers take out repeat loans. For us, this indicates that customers are returning to NovaPay\u2019s credit services and utilising different formats depending on their needs. We are therefore continuing to develop our credit range and working to ensure that these products remain convenient for a variety of usage scenarios,\u201d comments Bohdan Hryvko, CEO of NovaPay Credit.<\/p><\/blockquote>\n

Over the past 12 months, around 50,000 new customers have used NovaPay\u2019s credit products, more than half of whom have done so in the last six months.<\/p>\n

Different credit products cater to the needs of varying scales:<\/p>\n