{"id":24016,"date":"2026-09-29T16:31:48","date_gmt":"2026-09-29T13:31:48","guid":{"rendered":"https:\/\/novapay.ua\/bilshe-gnuchkosti-v-kredituvanni\/"},"modified":"2026-10-01T15:48:25","modified_gmt":"2026-10-01T12:48:25","slug":"bilshe-gnuchkosti-v-kredituvanni","status":"publish","type":"post","link":"https:\/\/novapay.ua\/en\/bilshe-gnuchkosti-v-kredituvanni\/","title":{"rendered":"Greater flexibility in lending: NovaPay has updated its loan services within the app"},"content":{"rendered":"<p>NovaPay* has expanded the capabilities of its loan services within the mobile app. Customers now enjoy greater flexibility when applying for loan products, the option to pay for parcels on behalf of loved ones on credit, and the ability to generate detailed statements of their credit card spending themselves.<\/p>\n<p>The app now offers the option to access alternative lending terms. If the selected amount or term cannot be approved, the app will suggest an alternative \u2013 to change the amount, the term, or both parameters at the same time. The customer can immediately view the available terms and either accept them or choose different lending parameters.<\/p>\n<p>This feature works for the \u2018Instalments\u2019 and \u2018Parcel on credit\u2019 products. In the case of \u2018Parcel on credit\u2019, if the available amount is less than the cost of the parcel, the difference can be paid using the customer\u2019s own funds from their card.<\/p>\n<blockquote><p>\u201cWe are consistently developing NovaPay\u2019s loan services to ensure they are as convenient as possible for our customers\u2019 real-life scenarios. If the selected loan parameters are unavailable, it is important not just to inform the customer of this, but to offer a viable alternative. That is why we have added alternative terms regarding the loan amount or duration, and are also expanding the options for combining loan funds with personal funds. At the same time, we\u2019re giving customers more tools to manage their own credit transactions,\u201d said Yana Levada, Director of Retail Business Development at NovaPay.<\/p><\/blockquote>\n<p>Through the \u2018Pay for loved ones\u2019 service, you can now pay on credit not only for your own parcel, but also for someone else\u2019s. If the credit limit is insufficient to cover the full amount, part of the sum can be paid using your own funds, with the remainder paid on credit.<br \/>\nYou can also generate a statement for specific credit card transactions within the app: select a period and download the finished document in PDF format.<\/p>\n<p>These updates make it more convenient for customers to use NovaPay\u2019s credit services.<\/p>\n<p>NovaPay is an international financial service from the NOVA Group (Nova poshta). It has been creating convenient financial solutions for individuals and businesses for 14 years, operating both online and offline across more than 3,600 branches throughout Ukraine. The NovaPay app is an innovative financial platform with separate profiles for personal and business needs.<\/p>\n<p>* Loans are provided by NovaPay Credit LLC, licensed by the NBU on 12 March 2024<\/p>\n","protected":false},"excerpt":{"rendered":"NovaPay* has expanded the capabilities of its loan services within the mobile app. Customers now enjoy greater flexibility when applying for loan products, the option&hellip;","protected":false},"author":18,"featured_media":23952,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[97],"tags":[98,99],"class_list":["post-24016","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-en","tag-novapay-en","tag-poslugi-en"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Greater flexibility in lending: NovaPay has updated its loan services within the app - 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