FOR BUSINESS
Loan for business
Boost your business with NovaPay
Get extra money on favorable terms – increase volumes, develop new areas, or automate your work with NovaPay 🤝
If you
✅ have a business that pays taxes in Ukraine
✅ have a stable income, cooperate with the NOVA group, and have no debts to it
✅ ready to receive all cash-on-delivery to your NovaPay business account or already do so
Get a loan
The loan is provided by NovaPay Credit, which is part of the NovaPay financial group and part of the large NOVA family
on favorable terms to achieve your business goals 💪
Open a business account in the NovaPay mobile application and receive cash-on-delivery day to day, manage your money from anywhere 👌 About NovaPay account for individual entrepreneurs and businesses
Advantages
Attractive terms and conditions
Minimum of documents
No collateral required
Quick decision
How to apply for a loan for an individual entrepreneur in the NovaPay app
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How to get a loan for business
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TERMS AND CONDITIONS
- Amount – from UAH 100,000 to 2,000,000
- Term – 12 or 24 months
- Rate – 28% per annum
- Loan origination fee – none
- Collateral – none
- Guarantee – at the company’s discretion
- Repayment – monthly in equal installments
- Early repayment – no additional fees
FAQ
How to get a loan for an individual entrepreneur?
If you have an individual entrepreneur account with NovaPay, click on the “Loans” menu in the application, check the available limit, and apply 👌 Our manager will contact you quickly and help you with everything. As soon as your loan is approved, we will notify you immediately 💸
How to get a business loan?
It's very simple: 👉 Contact your NovaPay manager or call at 0 800 30 79 30 👉 Fill out and submit documents – application form, questionnaire, and financial statements 👉 Wait for approval 👉 Sign the documents in Vchasno
What documents are required to apply for a loan?
List of documents required to get a loan: ✅ Documents of your individual entrepreneur or business ✅ Application form and questionnaire ✅ Application for a loan ✅ Financial statements for the last reporting period and the previous year Your personal NovaPay manager will help you prepare a package of documents 😉
Who provides the loan?
The loan is provided by NovaPay Credit LLC, which is part of the NovaPay financial group and part of the NOVA group of companies. The company has all the necessary licenses and permits from the NBU.
Read more about NovaPay Credit LLC
How to make a loan payment?
Pay off your loan in equal monthly instalments between the 1st and 5th of each month, starting from the month following the month in which you received the loan. You will find the payment schedule in the Application for Accession to the Financial Loan Agreement.
This can be done in the NovaPay mobile app or using NovaPay Credit details at any bank or online service, or at a Nova poshta branch
The services are provided at NovaPay points located in Nova Poshta branches
✅ To pay in the NovaPay app:
1️⃣ Go to the individual entrepreneur's business profile, section “Loans to individual entrepreneurs“
2️⃣ Select the loan you want to pay off and tap “Loan Details“
3️⃣ Select the current payment or another amount and tap “Pay“
✅ To pay by other means, use the following details:
• Recipient: NovaPay Credit LLC
• EDRPOU: 40055034
• Recipient's account: UA50 935871 0000067315000000161
• Payment institution: NovaPay LLC
• Purpose of payment: Loan repayment under Application for Accession No. (loan number) dated DD.MM.YYYY to the Financial Loan Agreement. Individual entrepreneur (your full name). TIN (your TIN). VAT exempt.
What happens if I pay more than the scheduled amount?
Any amount in excess of this will automatically be used to repay the loan principal. This means you will reduce your debt faster. If you make a payment before the 1st or pay extra after the 5th, this money will also be applied to early repayment. But it is important to note that this does not replace the next mandatory payment. It must be made according to the schedule. ☝️ In the NovaPay mobile app, you can get information about the availability or repayment of a loan.
How to get a loan certificate?
👉Select your loan, go to “Loan Details“, and select the required option in the “Select certificate type“ menu. 👉Don't have the app? Call the contact centre: 0 800 30 79 30. Use the phone number registered for the loan to make calls.
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