FOR INDIVIDUALS
Open Banking
A secure way to manage your financial data

About Open Banking
Open Banking is when you decide who to grant access to your financial data and in what format. You have complete control. With your consent, fintech companies and payment services will be able to access your accounts through standardised API interfaces. In Ukraine, Open Banking is being implemented in accordance with the rules established by the National Bank and in line with international standards, similar to the European PSD2 system.
Advantages
Everything is under control – your accounts are gathered in one place.
Convenience – quick access, payments in a few clicks, no unnecessary transitions.
Personalisation – services offer solutions tailored specifically to you.
Transparency – you can see and control who has access to your data.
Innovation – open banking stimulates the creation of new convenient fintech solutions.
Open banking involves the exchange of data between companies that service accounts (ASPSPs) and companies that provide other payment services (PISPs/AISPs).
Everything happens only with your consent and within the scope of specific purposes: to view your balance and transaction history, or to make payments.
How it works

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Download the NovaPay app and get everything you need for convenient banking 😉
NovaPay Open Banking API
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Still have questions?
API availability and performance statistics

Statistics will be available from 01.04.2026
