FOR INDIVIDUALS

Open Banking

A secure way to manage
your financial data

About Open Banking

Open Banking is when you decide who to grant access to your financial data and in what format. You have complete control.

With your consent, fintech companies and payment services will be able to access your accounts through standardised API interfaces.

In Ukraine, Open Banking is being implemented in accordance with the rules established by the National Bank and in line with international standards, similar to the European PSD2 system.

Advantages

Everything is under control – your accounts are gathered in one place.

Convenience – quick access, payments in a few clicks, no unnecessary transitions.

Personalisation – services offer solutions tailored specifically to you.

Transparency – you can see and control who has access to your data.

Innovation – open banking stimulates the creation of new convenient fintech solutions.

Open banking involves the exchange of data between companies that service accounts (ASPSPs) and companies that provide other payment services (PISPs/AISPs).

Everything happens only with your consent and within the scope of specific purposes: to view your balance and transaction history, or to make payments.

How it works

01

You give your consent (e.g., in the app) to access your account or transactions

02

The NBU-verified service connects to your NovaPay account via an API gateway

03

Data is processed securely – only to provide the specific service you choose

Download the NovaPay app and get everything you need for convenient banking 😉

NovaPay Open Banking API

01

API documentation – follow the link:
NovaPay Open Banking API

02

Test environment API – under development

Still have questions?

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Write to us at
[email protected]

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Call support
0 800 30 79 79

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Leave a request on the website – we will call you back
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API availability and performance statistics

Statistics will be available from 01.04.2026

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