NovaPay is launching a referral program: invite your friends and receive bonuses from UAH 100 to 500
22 July, 2026

NovaPay is launching a referral program that allows you to earn rewards for recommending the app to friends and acquaintances. Bonuses are credited to both participants once the program’s conditions have been met.
You can invite both new users and those who already have the NovaPay app, but haven’t yet applied for a credit card.
“The referral program is one of the best ways to introduce new users to the service through recommendations from people they trust. We’ve made the process as simple as possible: all you need to do is share a link and then track the invitee’s entire journey within the app – from registration or applying for a credit card to receiving the reward. All checks are carried out automatically, without the need to contact customer support,” said Yana Levada, Director of Retail Business Development at NovaPay.
How to join the program:
👉 open the ‘Invite Friends’ section in the ‘Bonuses’ menu of the NovaPay app;
👉 select a contact from your address book or copy the universal referral link;
👉 send the invitation in any convenient way: via a messaging app, SMS, or QR code.
If a person does not yet use NovaPay, they need to register, open a debit card, and make a payment of at least UAH 100 using it. This could be a purchase in a shop or online, a utility bill payment, a mobile top-up, a delivery charge, or a transfer to a business account. If, however, a person already has the NovaPay app, they simply need to apply for a credit card and use it to make a purchase of at least UAH 100; the transaction must be charged to their credit limit. Once these conditions are met, the system will automatically verify the transactions and credit the bonus within two hours.
For every successful referral, both participants in the program receive a bonus:
💸 UAH 100 each – if the referred user has opened a debit card and met the program’s conditions
💸 UAH 250 each – if the referred user has applied for a credit card and met the program’s conditions
🤩 UAH 500 – an additional bonus for 10 successfully invited friends who have met the referral program’s conditions
The app also provides a detailed status for each invitation. If a user has not yet completed the required actions, you can send them a reminder with a single tap. The referral program is now available to all NovaPay app users.
NovaPay is an international financial service from the NOVA Group (Nova poshta). It has been creating convenient financial solutions for individuals and businesses for 14 years, operating both online and offline across more than 3,600 branches throughout Ukraine. The NovaPay app is an innovative financial platform with separate profiles for personal and business needs.