NovaPay’s Series M bonds have been assigned a high credit rating – uaAA

The Standard Rating Agency has assigned a credit rating of uaAA to NovaPay* Series M corporate bonds. This indicates the company’s high financial reliability, as it meets its obligations to investors on time and in full.

“The uaAA rating confirms the reliability of our bonds and is based on the company’s performance in 2025: business growth, profitability, and capital strengthening,” says Ihor Prykhodko, Acting CEO of NovaPay. “We are systematically expanding our loan portfolio and working to build lasting investor confidence. And this rating is further confirmation of the stability of our model.”

The agency’s experts also noted the company’s strong credit track record, including the full and timely repayment of Series C bonds and the steady expansion of its presence in the debt capital market.

Series M bonds are registered with the NSSMC and admitted to trading on the ‘Perspektyva’ exchange. The funds raised from the issue will be used for the company’s lending operations:

• 80% – for individuals;
• 20% – for legal entities.

As a reminder, private investors can purchase these bonds online via the NovaPay app. The investment term ranges from 1 to 12 months, with yields of up to 18% per annum, depending on the term. To date, the company has made 13 corporate bond issues.

* The issuer of the bonds is NovaPay Credit LLC.